Bankruptcy may seem like an end, but in reality, it is a new beginning. There is nothing wrong with admitting a problem is out of control and that you need help. Some may question if bankruptcy is right for them. Every situation is unique, so I will consider all relevant information to determine whether this option is worth pursuing. However, it is prudent to find out if this is an option you should pursue sooner rather than later. If you are at a point where you can no longer pay back your debts, then delaying bankruptcy will not improve your situation. Unless you have a substantial change in your income, the sooner you declare bankruptcy, the sooner you can begin your financial recovery.
Frequently Asked Bankruptcy Questions
- How do I qualify for chapter 7 bankruptcy?
- What assets are at risk under chapter 7 bankruptcy?
- What is considered when establishing a repayment plan under chapter 13 bankruptcy?
- How long does a bankruptcy show up on my credit report?
- Can I attempt to negotiate with creditors on my own?
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